PROFESSORS
In the realm of financial education, the industry tends to overcomplicate personal finance. However, at The Professor’s Advisor, we advocate a different approach, insisting, “It can be simpler than you think.”
The Professor’s Advisor is dedicated to steering individuals away from poor financial choices. Sharon L. Killion, ChFC® RICP® mission involves dispelling confusion, fear, and anxiety by offering clear insights into financial principles and remedies through education and guidance. Unlike methods that complicate matters needlessly, Sharon empowers her clients with comprehension not only of their financial status but also of the beliefs and emotions that may impede their progress.
Sharon L. Killion, ChFC® RICP® is the “Professor’s Advisor” and is uniquely qualified to help college professors with the management of their University 403b Retirement Plan. Using her financial background, her personal and first-hand knowledge of how University 403b Retirement Plans work, and her personal experience as a former Educator, Sharon is able to help Professors “Master Their 403b.”
Sharon can help you stop worrying about the day-to-day investment strategies in your portfolio
so you can sleep at night and focus on what really matters…
TEACHING & FAMILY
In the realm of financial education, the industry tends to overcomplicate personal finance. However, at The Professor’s Advisor, we advocate a different approach, insisting, “It can be simpler than you think.”
As a self-reliant financial advisory firm, The Professor’s Advisor is dedicated to steering individuals away from poor financial choices. Our mission involves dispelling confusion, fear, and anxiety by offering clear insights into financial principles and remedies through education and guidance. Unlike methods that complicate matters needlessly, we empower our clients with comprehension not only of their financial status but also of the beliefs and emotions that may impede their progress.
Sharon Killion is the “Professor’s Advisor” and is uniquely qualified to help college professors with the management of their Fidelity 401K plan. Using her financial background, her personal and first-hand knowledge of the educational industry, and University’s Fidelity retirement plan, she is able to help fellow Professors
“Master on Their 401K.”
We can help you to stop worrying about the day-to-day investment strategies in your portfolio
so you can sleep at night and focus on what really matters.
TEACHING & FAMILY
Your retirement account is likely one of your largest assets.
Are you giving it the attention it deserves?
For most professors, the answer is absolutely not. Prudent investment decisions within your retirement account are critically important since the funds you accumulate over the coming years may need to support you through many years of retirement.
Your retirement account is likely one of your largest assets.
Are you giving it the attention it deserves?
For most professors, the answer is absolutely not. Prudent investment decisions within your retirement account are critically important since the funds you accumulate over the coming years may need to support you through many years of retirement.
Get The Help You Need
As a college professor more than likely you have access to a self-directed brokerage-account within your 403b university retirement plan. Sharon has helped numerous college professors utilize this unique, professionally managed option within their 403b university retirement plan.
Lastly, according to Vanguard’s Advisor’s Alpha Study 2023* of 40,000 participants, managed accounts have a notable effect on returns due to increased equity exposure and savings rates, as well as a reduction in portfolio risk levels and costs. Of the participants surveyed, it was reported that:
WEALTH
60% increased their projected 10-year retirement wealth by an average of 30%.
PORTFOLIO
30% earned value through a reduction in portfolio risk.
SAVINGS
1/3 chose to increase their savings rate by an average of 3%.
FEES
60% saw a reduction in average fund fees.
EXPENSES
Expense ratios were reduced by an average of 0.06%.
Get The Help You Need
College and Fidelity have enhanced your employer-sponsored qualified retirement plan to include access to professional money management through a self-directed brokerage-link retirement account option.
Lastly, according to a Vanguard study of 40,000 participants, managed accounts have a notable effect on returns due to increased equity exposure and savings rates, as well as a reduction in portfolio risk levels and costs. Of the participants surveyed, it was reported that:
WEALTH
60% increased their projected 10-year retirement wealth by an average of 30%.
PORTFOLIO
30% earned value through a reduction in portfolio risk.
SAVINGS
1/3 chose to increase their savings rate by an average of 3%.
FEES
60% saw a reduction in average fund fees.
EXPENSES
Expense ratios were reduced by an average of 0.06%.
Diverse options.
More Growth potential.
Self-Directed Brokerage Account.
A self-directed brokerage account in your 403b university retirement plan allows you to work with a financial advisor and have access to professional money management within your plan. Again, according to Vanguard’s Advisor’s Alpha Study 2023 having professional help can increase your returns.
The Professor’s Advisor has partnered with Howard Capital Management, a professional Money Management Firm with over 20 years experience, to provide you a potentially very valuable solution to help you with your investment future in your 403b university retirement plan.
Diverse options.
More Growth potential.
This option gives you access to work with a financial advisor and access a much wider range of investment options, offering greater diversification opportunities and the potential for higher returns.
The Professor’s Advisor has partnered with HCM, a professional money manager, to provide you a very inexpensive but very valuable solution to help you change your investment future in your College / Fidelity account.
